EMTH has built its reputation on its representation of financial service companies before federal and state regulatory agencies. Attorneys at EMTH practice before the Federal Reserve Board, Comptroller of the Currency, Federal Deposit Insurance Corporation, Office of Thrift Supervision, the Federal Home Loan Bank System and the financial regulatory divisions of the various states.

EMTH has significant experience in the following transactions: holding company formation, mutual to stock conversions, de novo chartering, branch acquisitions/dispositions, mergers and acquisitions of financial institutions or branches, agency transactions, affiliated transactions and other transactions.

Since  most of the Partners have had prior experience in the federal regulatory agencies before whom we practice, we find that we are able to counsel our clients for maximum effectiveness when planning a complex transaction. When appropriate, our Washington, D.C. location permits easy access to the federal agency for pre-filing and/or application meetings.